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Everyone knows investing to be time-consuming, risky, and complicated. Not anymore! Spectro Capital is here to make investing simple with our professional investors that will assist you along the way. Our platform is easy-to-use, cost-effective, and turns to invest from being confusing to enjoyable. Our venture capital portfolios are made for anyone and everyone.

Corporate Finance

What is Corporate Finance?

Corporate finance is an overarching genre of finance focusing on how corporations address funding sources, capital structuring, accounting, and investment decisions. It’s often included to plan short-term and long-term financial planning and implementation of various methods and strategies. Corporate finance is concerned with how businesses fund their day-to-day operations and long-term goals.

Corporate finance helps businesses maximize profits and minimize costs in the most efficient way possible.

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Ventures Capital

What is Venture Capital?

Venture capital is a form of private equity investment that guarantees high potential returns in the long-run. Private equity investments are not traded on public exchanges, such as the New York Stock Exchange. Individual and institutional investors alike usually invest in private equity through limited partnerships. This preserves limited liability, which means these investors aren’t personally responsible for debts of the business, and their personal assets such as cars and houses are safe and secure.

Venture capital funds are similar to private equity funds. The portfolio of companies invested in usually falls within the same industry to specialization, for example, a venture capital fund specializing in the healthcare industry may have a diverse portfolio of healthcare businesses and companies.

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Fintech

What is Fintech?

Fintech, the shortened word for financial technology, is an up-and-coming, new tech with a goal to improve and automate financial services. It’s used to help companies, individuals, consumers, and business owners better regulate and manage their financial operations and processes. This is a relatively new concept, emerging in the 21st century as technology is increasing in our current world. Initially, the technology was used for behind-the-scenes of larger financial institutions, but it’s becoming increasing customer-based and accessible to all.

Fintech includes a variety of sectors and industries such as education, retail banking, fundraising and nonprofit, as well as investment management and more. Fintech includes the use and development of cryptocurrencies, which are increasing in popularity and use.

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